Chase Freedom Unlimited

About

The Chase Freedom Unlimited is a cash-back credit card offering a versatile rewards structure with no annual fee. It provides unlimited 1.5% cash back on all purchases, with higher rates in specific categories: 3% on dining and drugstore purchases, and 5% on travel booked through Chase Travel. New cardholders can earn an additional 1.5% cash back on up to $20,000 spent in the first year, worth up to $300. This card also features a 0% intro APR for 15 months on purchases and balance transfers. Key benefits include no minimum redemption for cash back, which can be received as a statement credit or direct deposit. Cash back rewards do not expire as long as the account is open. The card offers additional perks like zero liability protection, purchase protection, and extended warranty protection. It's ideal for those seeking cash back without an annual fee, and it pairs well with other Chase cards for enhanced rewards redemption options.