Citi Double Cash Card

About

The Citi Double Cash Card is a cash back credit card offering unlimited 2% cash back on all purchases, with no category restrictions. This rate is earned by providing 1% cash back at the time of purchase and an additional 1% when the purchase is paid off. The card is known for its simplicity, as there are no rotating categories or sign-ups required to earn rewards. It also offers a $200 cash back welcome bonus for new cardholders who meet specific spending requirements. The card has no annual fee, making it accessible for long-term use without additional costs. It also features a 0% introductory APR for 18 months on balance transfers, which can be beneficial for consolidating debt. Rewards are earned in the form of ThankYou Points, which can be redeemed for cash back, gift cards, travel, or other options. The card provides redemption flexibility, allowing users to convert cash back into statement credits, direct deposits, or checks. Additionally, it offers access to Citi Entertainment, providing exclusive experiences for events and more.