Zest AI

About

Zest AI is a pioneering company in the field of AI-driven lending technology. Founded in 2009, it is headquartered in Los Angeles, California, and aims to make fair and transparent credit accessible to everyone. Zest AI uses machine learning and artificial intelligence to enhance credit risk assessments by analyzing a broader range of data points beyond traditional credit scores. This approach allows lenders to identify good borrowers who might be overlooked by conventional methods, thereby increasing approval rates without adding risk. Zest AI's software enables lenders to build fast, accurate, and explainable credit models, automating compliance and decision-making processes. The company has partnered with numerous financial institutions to expand access to credit, particularly in underserved communities. Zest AI's technology has been recognized for its ability to improve operational efficiency and reduce risk, making it a leader in inclusive underwriting software. With significant investments and growth, Zest AI continues to innovate, focusing on AI-driven solutions for lending, fraud protection, and market intelligence.