Best debt counseling agencies in Spain

Finding the best debt counseling in Spain is crucial for individuals looking to manage their finances and reduce indebtedness. These agencies offer expert guidance on debt consolidation, creditor negotiation, and financial planning. Debt advice services in Spain are designed to help individuals gain a clear overview of their financial situation and develop effective recovery strategies. Many of these organizations are non-profit and feature certified counselors to ensure reliable and professional support.

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  1. 1

    Soluciona Mi Deuda (Madrid, Madrid)

    161 Global Votes
    • Highly rated with 5 stars

      (+4)

    Soluciona Mi Deuda specializes in comprehensive debt management and the Second Chance Law, focusing on personalized solutions to liquidate debts. They emphasize the financial and emotional benefits of debt cancellation, helping clients finish payments earlier.

  2. 2

    Canarias Sin Deuda (Spain)

    98 Global Votes
    • Specialists in debt cancellation

      (+4)

    Initially prominent in the Canary Islands, Canarias Sin Deuda now offers nationwide service and specializes in renegotiating public debts with Social Security and Hacienda. This expertise makes them a valuable resource for complex debt situations.

  3. 3

    Unifye (Spain)

    90 Global Votes
    • Highly regarded by users

      (+4)

    Unifye is recognized for its innovative and digital approach to debt reunification, making the process more accessible and efficient for clients. Its modern management methods position it as a leading choice in the current market.

  4. 4

    Kubo Legal (Spain)

    42 Global Votes
    • Helps recover unpaid invoices from Spanish debtors

      (+4)

    Kubo Legal is a 'LegalTech' firm that digitalizes the Second Chance Law procedure, offering a fast and technological alternative for debt cancellation. Their innovative approach provides a quick solution for those seeking debt relief.

  5. 5

    Abogados para tus Deudas (Spain)

    37 Global Votes
    • Experienced multi-lingual commercial lawyers

      (+4)

    Abogados para tus Deudas offers an integral approach to debt management, emphasizing transparency and the ability to stop harassment calls from creditors. Their comprehensive service is highly rated in current rankings.

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  7. 6

    Agencia Negociadora de Productos Bancarios (Spain)

    16 Global Votes
    • Over 30 years of experience in the sector

      (+4)

    With over 20 years of experience and registration with the Bank of Spain, this agency is a leading Fintech company in debt reunification. They offer preferential agreements with major financial institutions, simplifying financial life for clients.

  8. 7

    Repara Tu Deuda Abogados (Spain)

    13 Global Votes
    • Highly regarded by users

      (+4)

    Repara Tu Deuda Abogados positions itself as a leader in applying the Second Chance Law in Spain, claiming a 100% success rate. They help individuals and self-employed people cancel debts, get off delinquency lists, and regain financial stability.

  9. 8

    Libertad Sin Deudas (Spain)

    9 Global Votes
    • Nonprofit network of certified credit counseling agencies

      (+3)

    Libertad Sin Deudas is consistently ranked among the top companies offering debt reunification and Second Chance Law services. Their inclusion in leading rankings highlights their effectiveness and reliability in the Spanish market.

  10. 9

    Atalanta y Abogadas

    9 Global Votes
    • Specialized in debt cancellation

      (+4)

    Atalanta y Abogadas specializes in the New Insolvency Law and the Second Chance Law, offering a 360º vision as state-appointed insolvency mediators. They claim to cancel debts, including public ones, in as little as two months.

  11. 10

    Mónica Puente Abogados (Bilbao, Vizcaya)

    5 Global Votes
    • More than 8 years of experience

      (+4)

    Mónica Puente leads a reputable law firm known for its human and direct approach in the insolvency sector, particularly for families and self-employed individuals. Her firm is highly regarded for its client-focused service.

  12. 11

    LLR Abogados (A Coruña, A Coruña)

    3 Global Votes
    • Expert in Ley de Segunda Oportunidad

      (+4)

    Led by María Losada, LLR Abogados is a national reference for the Second Chance Law, boasting over 20 years of experience and a high success rate. They offer direct communication with expert lawyers and a comprehensive 360-degree case analysis.

  13. 12

    Asesores Herrera (Vitoria-Gasteiz, Álava)

    1 Global Votes
    • Offers comprehensive advice on business law

      (+4)

    Asesores Herrera specializes in insolvency law, assisting individuals and families through the Second Chance Law to stop creditor harassment. They provide expert legal guidance to navigate the bankruptcy process effectively.

  14. 13

    Debalia (Spain)

    0 Global Votes
    • Nonprofit network of certified credit counseling agencies

      (+4)

    Debalia is highly recommended for its innovative 'Liquiplan' service, which not only reunifies debts but also actively negotiates significant reductions in the total capital owed. This approach helps clients achieve true debt liquidation without incurring new loans.

  15. 14

    Bravo (Spain)

    0 Global Votes
    • Provides a technological solution for debt settlement and credit

      (+4)

    Bravo, also known as Go Bravo, is a top-ranked agency for its direct negotiation with creditors and out-of-court agreements, which significantly reduce outstanding debts. Their methodology prioritizes client financial stress reduction and avoids increasing overall debt.

  16. 15

    ASEAD - ASOCIACIÓN ESPAÑOLA DE AYUDA AL DEUDOR (Madrid, Madrid)

    0 Global Votes
    • Offers mediation services

      (+1)

    ASEAD is an association dedicated to helping debtors, offering debt reduction and credit counseling services with positive client feedback. Their good TrustScore on Trustpilot indicates current satisfaction among those seeking debt relief.

  17. 16

    Asociación Ayuda al Endeudamiento (Spain)

    0 Global Votes
    • Helps debtors with the Second Chance Law

      (+4)

    This association helps individuals legally free themselves from debts using the Second Chance Law, reporting a high number of resolved cases and significant amounts of debt cancelled. They offer free consultations, making their services accessible.