Mejores empresas de transferencia de fondos transfronterizos

Explore the leading companies that facilitate cross-border fund transfers, offering fast, secure, and efficient solutions. This guide compares top providers in international payments, highlighting their fees, exchange rates, and service speed. Ideal for individuals and businesses looking to optimize their international financial operations, this resource will help you choose the right platform for sending and receiving money globally with confidence.

530100% verified
  1. 1

    Revolut

    530 Global Votes
    • Supports 140+ countries

      (+4)

    Revolut Business provides a comprehensive solution for cross-border fund transfers, enabling businesses to operate in over 30 currencies from a single platform. Its ability to execute fast international transfers and receive payments in multiple currencies with dedicated IBANs significantly streamlines global operations. The platform also includes expense and payment management tools, making it a robust option for businesses with international expansion needs.

  2. 2

    Wise

    0 Global Votes
    • Offers a great rate for securing funds for holiday expenses

      (+4)

    Wise provides cross-border fund transfers with low, transparent fees, utilizing the mid-market exchange rate without hidden markups. Its platform ensures users always receive the real exchange rate, resulting in more foreign currency arriving for the recipient.

  3. 3

    PayPal

    0 Global Votes
    • Convenient and secure payment platform

      (+4)

    PayPal provides a robust platform for cross-border fund transfers, enabling users to send and receive international payments with ease. Its features include buyer and seller protection, as well as management tools for businesses operating globally, simplifying international transactions.

  4. 4

    Stripe

    0 Global Votes
    • Allows sending and accepting payments across several countries

      (+3)

    Stripe provides robust solutions for accepting global payments and managing cross-border fund transfers, enabling businesses to operate with customers in 195 countries and 135+ currencies. Its recent innovations in real-time cross-border payments significantly enhance the speed and efficiency of international e-commerce transactions.

  5. 5

    Western Union

    0 Global Votes
    • Impressively prompt transactions

      (+3)

    Western Union provides an extensive global network for money transfers, enabling fast sending and receiving through multiple channels, including cash pickup in minutes. Its services feature competitive exchange rates and low fees, facilitating reliable transactions to bank accounts, mobile wallets, or cash pickup locations.

  6. All the rankings you can imagine

    Thousands of verified votes to discover the best. Your vote here counts

  7. 6

    MoneyGram

    0 Global Votes
    • Large global network

      (+2)

    MoneyGram provides an extensive global network of over 470,000 cash pickup locations, making it easy to send and receive money in minutes almost anywhere in the world. Its quick transfers are particularly useful for urgent payments, and it allows customers to send up to $10,000 for domestic transfers.

  8. 7

    OFX

    0 Global Votes
    • Offers competitive exchange rates

      (+2)

    OFX provides robust solutions for cross-border fund transfers, enabling businesses to operate with over 50 currencies and in more than 170 countries. Its platform offers multi-currency accounts and competitive exchange rates, facilitating efficient and secure international payment management.

  9. 8

    Payoneer Global Inc.

    0 Global Votes
    • Trusted global payment solution

      (+4)

    Payoneer provides a comprehensive platform for managing cross-border payments, enabling businesses and freelancers to send and receive funds in multiple currencies with low fees. Its global infrastructure supports secure transfers to over 190 countries, facilitating international operations and business growth on a global scale.

  10. 9

    Ebury

    0 Global Votes
    • Offers global accounts for ambitious businesses

      (+4)

    Ebury provides a comprehensive platform for global payments and FX management, enabling businesses to make transfers in over 130 currencies across 160+ countries. The company was recognized by FXC Intelligence as one of the World's Top 100 Cross-Border Payment Companies for 2026, highlighting its leadership in the sector.

  11. 10

    Convera

    0 Global Votes
    • International leader in cross-border payments

      (+4)

    Convera provides robust infrastructure and expertise to facilitate fast and secure cross-border payments for businesses and financial institutions. Its ability to handle mass payments and operate in over 140 currencies and 200 countries makes it a comprehensive solution for international fund transfer needs.

  12. 11

    Ria

    0 Global Votes
    • Trusted choice for sending money

      (+4)

    Ria Money Transfer provides a global network spanning over 190 countries, facilitating secure and fast money transfers and pickups. Its platform allows users to send funds both online and in person, with the convenience of a mobile app and an extensive agent network for cash collection.

  13. 12

    Mastercard Move

    0 Global Votes
    • Enables fast, secure, and transparent money movement

      (+4)

    Mastercard Move provides robust capabilities enabling banks and non-bank financial institutions to send funds to individuals and businesses globally quickly and securely. It offers cross-border payment solutions for both B2C and B2B payments with choice, transparency, and flexibility, including near real-time commercial payments.

  14. 13

    Tipalti

    0 Global Votes
    • Efficient in managing invoices

      (+4)

    Tipalti provides a comprehensive mass payments solution that centralises cross-border payment management, FX handling, and regulatory compliance. It enables scheduling bulk payments to over 200 countries and territories in 120 local currencies, utilising more than 50 payment methods, including a PayPal mass transaction license.

  15. 14

    Airwallex

    0 Global Votes
    • Easy to navigate platform

      (+4)

    Airwallex provides end-to-end solutions for cross-border payments, including multi-currency accounts and fast transfers that operate on local rails for efficiency. Its infrastructure enables businesses to make and receive payments globally with competitive exchange rates and exceptional transaction speed.

  16. 15

    Worldpay

    0 Global Votes
    • Leader in cross-border payment processing

      (+2)

    Worldpay provides innovative solutions that enable businesses to accept payments seamlessly, optimize operations, and enhance the customer experience. Its Fee Assist program helps reduce processing costs and maintain compliance, while Revenue Boost increases approval rates and improves the checkout experience.

Frequently asked questions

This ranking evaluates various platforms and services that facilitate sending and receiving international payments, considering aspects such as efficiency, costs, technological integration, and global coverage. Options for both businesses and individuals are included.
The results should be interpreted as a guide to finding the cross-border fund transfer solution that best fits your specific needs. The strengths of each company are highlighted, allowing you to compare and choose based on factors such as speed, fees, or ease of use.
The ranking includes a variety of providers, from specialized low-cost transfer platforms like Wise and OFX, to comprehensive business solutions like Airwallex and Tipalti, and global payment services like Payoneer and Stripe. Traditional banking options and money transfer services are also considered.

How we built this ranking and what to consider when choosing

Our methodology for ranking cross-border fund transfer companies is based on a comprehensive analysis of their key features, advantages, and market context. We aim to provide a clear and useful overview for our users.

  • We consider the relevance of each participant in the global payments market, including both established players and innovative solutions.
  • We evaluate the reasons why each company is highlighted, such as its focus on low-cost transfers, developer integration, or solutions for complex payments.
  • We highlight the specific pros and strengths of each platform, such as country coverage, supported currencies, transfer speed, and fee structure.
  • We incorporate available contextual information to ensure that descriptions and comparisons are accurate and up-to-date.
  • Ability to facilitate international payments and transfers in multiple currencies and to a wide range of countries.
  • Cost efficiency, including transparency in fees and competitiveness in exchange rates offered.
  • Ease of use and integration options, such as APIs for developers or solutions for business payment automation.
  • Speed and reliability of transfers, with an emphasis on services offering fast or real-time remittances.
  • Suitability for different user types, whether businesses needing complex payment solutions or individuals looking to send money at low cost.