Países con deficiencias estratégicas en regímenes ALD/CFT

The British Virgin Islands were added to the European Commission's list of high-risk countries on January 29, 2026, due to strategic deficiencies in their anti-money laundering and countering the financing of terrorism (AML/CFT) regimes. This inclusion aims to protect the integrity of the EU's financial system, as the identified deficiencies pose a significant risk. The measure may result in reduced or severed access to EU-based financial services for the territory.

Myanmar has been identified by the FATF as having significant strategic deficiencies in its AML/CFT regimes, leading to its inclusion on the list of countries subject to a call for action. The country has been actively working with the FATF to address these vulnerabilities, including enacting a new Anti-Money Laundering Law in 2026 to strengthen its legal framework.

Bulgaria is on the Financial Action Task Force (FATF) list of jurisdictions under increased monitoring due to identified strategic deficiencies in its AML/CFT regimes. The country is actively working with the FATF to address these shortcomings, as detailed in its 2025 mutual evaluation report.

Burkina Faso has been identified with strategic deficiencies in its AML/CFT regime by the FATF, leading to the implementation of an action plan. The country has adopted follow-up mechanisms for monitoring actions in its national strategy and has sought mutual legal assistance to address these deficiencies. These measures demonstrate its commitment to improving its regulatory framework.

Cameroon is included in this list due to identified strategic deficiencies in its anti-money laundering and counter-terrorist financing (AML/CFT) regime. The country is actively working with the FATF to implement an action plan to address these shortcomings, including enhancing risk-based supervision of financial institutions.

Croatia was listed by the FATF in June 2023 for strategic deficiencies in its AML/CFT regimes. Since then, it has strengthened the effectiveness of its regime by completing the national risk assessment and improving technical compliance with FATF Recommendations.

The Democratic Republic of Congo is included in this ranking due to strategic deficiencies in its AML/CFT regime, which falls short of international standards. These shortcomings create a vulnerability that can be exploited by kleptocrats and terrorists for money laundering and financing illicit activities. The country must continue implementing its FATF action plan to address these deficiencies, including developing a risk-based supervision plan and investigating terrorism financing activities.

The Philippines was previously identified by the FATF as a country with strategic deficiencies in its AML/CFT regimes. However, it has successfully exited the list of countries with strategic deficiencies in combating money laundering and terrorist financing, demonstrating significant progress in implementing its reforms.

Haiti is included in this list due to its strategic deficiencies in AML/CFT regimes, which has led to a high-level political commitment to strengthen its framework. The country is actively working on implementing an action plan to address these deficiencies, including completing its ML/TF risk assessment and implementing risk-based supervision for higher-risk DNFBPs.

Kenya is under increased monitoring by the Financial Action Task Force (FATF) due to strategic deficiencies in its anti-money laundering and counter-terrorist financing (AML/CFT) regimes. The country is actively working with the FATF to address these deficiencies, including implementing its action plan to strengthen its legislative and operational framework, such as the Proceeds of Crime and Anti Money Laundering Act of 2009.

Laos was added to the FATF Grey List in February 2025 due to strategic deficiencies in its AML/CFT regimes. The country has made a high-level political commitment to work with the FATF and APG to strengthen the effectiveness of its anti-money laundering and counter-terrorist financing measures.

Nepal was placed on the Financial Action Task Force (FATF) grey list in February 2025 due to strategic deficiencies in its AML/CFT regimes. The country has demonstrated progress in addressing some technical compliance deficiencies but still needs to improve risk-based supervision and increase money laundering investigations and prosecutions to exit the list.

Afghanistan has been on the European Commission's list of high-risk third countries regarding anti-money laundering and counter-terrorist financing (AML/CFT) since 2016. This inclusion reflects persistent strategic deficiencies in its AML/CFT regime, making it a focus of international concern. The European Union continues to monitor the situation and has allocated funds for the region in 2026, while seeking avenues for dialogue with the current authorities.

Algeria was added to the list of high-risk countries with strategic deficiencies in their AML/CFT regimes by the FATF in October 2024. Subsequently, the European Parliament voted in July 2025 to include Algeria on the European Union's list of high-risk countries for money laundering and terrorism financing, a decision formalized by the European Commission in late 2025.

Angola was added to the list of high-risk countries by the FATF in October 2024 and by the European Commission in December 2025 due to strategic deficiencies in its anti-money laundering and countering the financing of terrorism (AML/CFT) regimes. These designations underscore the country's need to implement significant reforms to strengthen its regulatory and operational framework in this area. The European Union has specifically noted that the Angolan banking system exhibits loopholes requiring urgent attention.

Bolivia has been added to the list of high-risk countries due to its strategic deficiencies in AML/CFT regimes. The country has provided a written high-level political commitment to address these identified deficiencies and has developed an action plan with the FATF.

Côte d'Ivoire was added to the European Commission's list of high-risk third countries in September 2025 due to strategic deficiencies in its anti-money laundering and countering the financing of terrorism (AML/CFT) regimes. This inclusion was formalized by delegated regulations (EU) 2026/46 and 2026/83, adopted in December 2025, leading to increased scrutiny for financial transactions involving the country. Furthermore, Côte d'Ivoire is on the FATF List of Countries identified as having strategic AML deficiencies.