Explore the most reliable and comprehensive international health insurance plans specifically designed for expatriates living and working abroad. This guide will help you compare global coverage options, benefits, and costs to ensure your well-being anywhere in the world. Discover how expat health insurance works and find the ideal plan that suits your needs and budget, avoiding unpleasant surprises. Secure your peace of mind with 24/7 medical coverage and access to international health services.
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Remote Health, SafetyWing
208 Global Votes
Complete health insurance solution for remote companies and globally distributed teams
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SafetyWing's Remote Health provides adaptable and affordable global health coverage, making it ideal for expatriates and remote workers living in multiple countries. Its flexible subscription model and inclusion of COVID-19 coverage and certain pre-existing conditions make it a practical and comprehensive option for international living.
Sanitas Mundi provides worldwide health coverage, making it ideal for expatriates needing access to an international network of hospitals and clinics. It includes emergency overseas travel assistance and a pre-approval process for treatments abroad, ensuring peace of mind and global support.
ASISA Internacional provides comprehensive health coverage and meets the legal requirements for residency and visas in Spain, which is crucial for expatriates. Its plans offer flexible options, such as coverage for medical emergencies abroad and travel assistance, adapting to the needs of those living outside their home country.
Adeslas Expats provides comprehensive medical coverage and repatriation with no waiting periods, allowing expatriates immediate access to healthcare from day one in Spain. Furthermore, it features no co-payments and fully complies with residency requirements, simplifying life for foreigners in the country.
Protects expat individuals, professionals, students, and families
(+4)
Allianz Care provides robust and customizable international health insurance plans specifically designed for expatriates, students, and digital nomads. Their policies cover a wide range of essential medical services, including complex treatments and medical evacuation, offering peace of mind to those living abroad.
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6
Plan Gold, Cigna
0 Global Votes
Excellent access to international doctors and hospitals
(+4)
Cigna's Gold Plan provides flexible and comprehensive international health coverage, specifically designed for the needs of expatriates. It offers access to an extensive global network of over 1.5 million healthcare facilities, ensuring medical care anywhere in the world. It includes essential services such as doctor visits, hospitalization, prescriptions, and emergency care, with options for mental health and pre-existing conditions.
IMG Global provides annually renewable private medical coverage specifically designed for expatriates and global citizens living or working internationally. Their plans are customizable, including hospitalization, preventive care, and emergency services, with premium options offering up to $8 million in medical coverage.
This ranking evaluates health insurance plans that offer comprehensive international coverage, global access to healthcare, and important medical services for expatriates, including options for visas and residency in Spain.
The results of this ranking should be interpreted as a guide to finding insurance plans that suit the specific needs of expatriates, considering factors such as worldwide coverage, visa requirements, and specialized care.
Good expat health insurance offers 24/7 coverage in 190+ countries, access to international medical services, hospital care, mental health, and maternity, and meets legal requirements for visas and residence permits.
How we built this ranking and what to consider when choosing
Our ranking is based on a comprehensive evaluation of health insurance providers catering to expatriates, digital nomads, and global citizens, highlighting those that offer robust solutions tailored to their unique needs.
We consider the breadth of international coverage, including access to healthcare in multiple countries and the availability of essential services.
We assess the relevance of plans for visa and residency requirements, especially in popular destinations like Spain, ensuring that insurance meets local regulations.
The flexibility of plans is valued, such as coverage options for short or long stays, and the inclusion of additional benefits like mental health or maternity.
The company's reputation and experience in the expat insurance market, such as Cigna Global, founded in 1982, are also important factors.
Insurance plans must offer global coverage or in a significant number of countries, ensuring access to healthcare abroad.
They must meet the legal requirements for obtaining visas and residence permits in countries like Spain, being valid plans for immigration procedures.
Plans that provide a wide range of services are prioritized, including hospital care, medical consultations, mental health, and maternity.
Providers with options tailored to different budgets and needs are considered, from essential plans to full coverage for individuals and families.