Major Credit Cards and Strategies for Using Them Wisely

Best for foodies, offering high rewards on dining and grocery purchases.

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Best for everyday use and cash back rewards, offering 3% cash back on drugstore purchases and dining, including takeout and eligible delivery services, and 1.5% cash back on all other purchases.

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Ensures users don't miss out on higher rewards rates in specific categories.

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Offers a long intro balance transfer period and rotating cash back categories.

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Offers valuable travel rewards and a generous signup bonus.

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Maximizes rewards by leveraging different cards for various spending categories.

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Ideal for simple travel rewards, allowing users to earn miles that can be redeemed for travel purchases without blackout dates or restrictions.

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Provides a flat 2% cash back on all purchases with no rotating categories.

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Best for entertainment and dining rewards, offering high cash back in these categories.

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Avoids high-interest charges and maximizes rewards benefits.

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